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Private Clients

The Scrutton Bland Approach: Few insurers and hardly any insurance brokers understand how to properly look after clients who have larger houses, collections of antiques and pictures and other assets. Scrutton Bland understands the needs and requirements of our clients and offer a service to look after, advise and help them with all their insurance requirements. Our service reflects the higher levels of service, confidentiality and discretion that clients demand.

Service Features

Sadly the insurance industry neither takes the time nor has the understanding to deal properly with its' clients. As a result clients are poorly advised and frequently find themselves having to deal with call centres, incompetence or both. The effect is that clients may be inappropriately insured with the wrong insurer. Scrutton Bland Ltd advises our clients on the following main areas of insurance:

  • Property Insurance (UK and world-wide)
  • Possessions Insurance
  • Motor Insurance
  • Yacht and boat Insurance
  • Private planes and helicopter Insurance
  • Bloodstock and Livestock Insurance
  • Personal Accident Insurance
  • Farm Insurance
  • Estates Insurance
  • Travel Insurance

Insurance of your assets needs to be reassessed regularly. Renewing with the same insurer can lead swiftly to both underinsurance - if the values have not been properly checked - and premia that may be excessive when compared to alternatives in the market. Inevitably new insurers and new policies with wider coverage are regularly produced and an old policy will rapidly become out of date. For example when insuring property and possessions there are insurers who insure our clients without insisting on the use of alarms or locks, who understand higher values of jewellery or antiques and who do not charge the earth for doing so!

Making the difference

Our personal approach enables us to understand our clients and know them well, which helps us to understand their way of life, meet them whenever possible at home and advise them on insurance of their assets. Our role is to:

  • Review existing insurance arrangements
  • Obtain quotations and organise renewals of insurance policies
  • Liaise with existing insurers
  • Handle claims negotiations
  • Monitor the insurance market to ensure that only the best insurers and products are offered at all times

We act as a broker and are paid commission by the insurers we use. However, we disclose our commission to our clients and are happy to rebate this in full and work for a fee if preferred. We have relationships with specialist valuers for possessions and listed and unusual properties. These valuers offer their services at a reduced rate to our clients. We have access to all the specialist insurers who understand how to look after our clients and particularly monitor how they settle their claims.

Additional Group Services

Within Scrutton Bland Ltd our Independent Financial Advisers offer advice on a fee basis only - in other words they are NOT rewarded by commissions they earn from selling products but solely by the work they carry out for our clients. The Scrutton Bland Group is unique in its field by offering a very wide range of financial services under one roof. As well as independent financial advice and insurance broking services we offer accounting, tax, audit and corporate finance services. We believe that we are the only Group in East Anglia offering these combined services in-house.

What next?

For further information please contact: Private Client Insurance Broking: