Specialist services:

Pensions for the self-employed

Pensions for the self-employed

Being self employed means that you’re not tied into a company pension scheme, and all decisions about your pension provisions are up to you. Whatever the size of your business and however it’s set up, you’ll have to plan for your later life and retirement. We can help you find the right scheme to suit your individual circumstances.  

A pension to provide a secure future

Without an employer to organise your workplace pension, and the state pension designed to provide only the bare minimum on which to exist, you’ll need to look at all the options available to you as a self-employed person to provide for yourself in retirement. Which scheme and investment style will suit your circumstances, and how much (and how regularly) will you be able to save?

You’ll get specialist advice geared towards self-employed people, taking into account the nature of your income and your ambitions for later life. We’ll look at many aspects, including:

  • Bespoke packages
  • Financial planning
  • Cash flow
  • Investment performance
  • Online tools

Experience and insights deliver the best package

Our pension advisers have a range of financial options for your pension fund, which they will explain to you. They’ll work to create a bespoke pensions advice package, tailored around what you can afford to invest today, and which can help you meet your financial goals for the future.

With you at every stage of the process

Discussing your needs and aims

The first stage is always to sit down with clients and identify where they are currently with their pension provision and define what they want to achieve.

Drawing up a plan

With your needs, aims and priorities in mind, we will work out the scheme best suited to achieving them, laying out the suggested plan so you understand our reasoning.


With your agreement, we’ll get everything in place with minimal delays, so you can start saving and making your money grow to support you in future.

Reviewing your circumstances

We appreciate that your situation can and will change over time. As and when you’re able to afford to save more, we’ll adjust the arrangements where needed.


The Independent Financial Advice Services referred to on this website are provided by Scrutton Bland Financial Services Limited (company number 01288848). Scrutton Bland Financial Services Limited is authorised and regulated by the Financial Conduct Authority. The FCA registered number is 209451.

Please note that Scrutton Bland Financial Services Limited is not a member of the Scrutton Bland Group and is owned by Emery (IFA) Ltd whose registered office is 5 Kings Court, Newcomen Way, Severalls Industrial Park, Colchester, England, CO4 9RA. The ultimate controlling party of Scrutton Bland Financial Services Ltd is Socium Group Holdings Ltd whose registered office is Level 13, 20, Primrose Street, London, England, EC2A 2EW.

An exclusive introducer arrangement exists between Scrutton Bland LLP and Scrutton Bland Financial Services Ltd whereby all enquiries in respect of financial planning advice received by Scrutton Bland LLP are passed to Scrutton Bland Financial Services Ltd. At the present time no commission is receivable by Scrutton Bland LLP in respect of these arrangements.

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