If you are taking paying guests into your home, even if you are only offering a small number of rooms, you need to have specific insurance cover in place, since a standard household policy will not cover you.
Whenever opening your home to the public, you must have Public Liability Insurance in place to protect you against the cost of a claim in the event of injury or damage to a guest’s property. Unfortunately, opening your home can also bring additional risks to you and your property, but our team of advisers can help you get the right cover in place to minimise the costs to you, should your property and contents be damaged or stolen.
Scrutton Bland are the official insurance partners of Wolsey Lodges, a collection of historic private homes and buildings located across the UK. Wolsey Lodge members are provided with bespoke insurance policies specifically tailored to cover the additional liability cover needed to protect their exclusive properties when opening them to the public.
If you have specialist insurance needs, listed building or high value contents you may be interested in our Private Client Service
Find out more for cover and protection for B&B's and Guest Houses