Business Interruption insurance covers your business against the financial impact of loss of income where you are unable to operate normally due to unforeseen circumstances. Businesses of all shapes and sizes and across all sectors can suffer business interruption as a result of disasters such as fire and flood, or through human actions such as theft of stock or damage to property.
Business Interruption insurance can help you with the additional operating costs which can be incurred as a result of keeping your business operational after an incident. For example, you might have to change your manufacturing process, hire in additional equipment or staff, find alternative premises or even run a PR campaign to let your customers know that you are still operating.
Business Interruption insurance can be included as part of your commercial combined policy or taken as a standalone policy. Our team of professional insurance advisers can help you work out what the best options are for you and your business.