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Insurance

Directors and Officers

Protection for professional risks

D&O

The role of your senior management team is not only to oversee the day-to-day running of your operation or business, but very often requires them to take personal responsibility for ensuring that your business is compliant with regulations. This can mean additional exposure to risk for your partners, directors and officers.

Directors and Officers insurance, often referred to as D&O, provides cover against the cost of claims resulting from your senior team making mistakes or omissions whilst undertaking their duties. Not only could your Partners, directors and officers be personally financially liable for individual claims against them, but in extreme cases they might be criminally liable and even face a prison sentence.

D&O cover provides you and your directors and officers with the reassurance of knowing that in the event of a claim, your insurer could cover the cost of any legal defence and any associated costs arising from defending a claim against you, or paying compensation.

Who needs cover?

It is not only large corporate entities who need D&O. Wherever you have individuals who are accountable for your business and who hold key decision-making roles, whatever your size or industry you operate in, you will need to consider whether you need to have insurance in place to protect your directors and officers from expensive legal fees and costs as a result of defending themselves in court against personal prosecution.

Our business insurance advisers can explain D&O cover in more detail with you and help you to understand if it is something you might need.

Meet the team

View all our team profiles

Emma Emerson

Insurance Director

Emma is a Director in our Insurance business based in the Colchester office and works within the commercial sector.

Natasha Root

Private Client Account Executive

Natasha heads up the Private Client insurance department in our Colchester office.

Daniel Bligh

Managing Director, Scrutton Bland Insurance Brokers Ltd

Dan is joint Managing Director of Scrutton Bland Insurance Brokers Ltd

Jason Harden

Insurance Commercial Account Executive

Jason is an experienced insurance executive with a comprehensive knowledge of commercial and personal insurance covers.

Ryan Whybrow

Commercial Insurance Account Executive

Ryan works within our Insurance department as a Commercial Account Executive.

David Taylor

Commercial Insurance Account Executive

David is a Commercial Insurance Executive, based in our Ipswich office.

Tim Bell

Business Protection Consultant

Tim works within the insurance team, specialising in providing protection advice to businesses, business owners and individuals.

Edward Nottingham

Insurance Director

Ed is an insurance director, based at our Diss office, specialising in all types of agricultural insurance.

Tim Mulley

Senior Partner

Tim specialises in insurance for private clients, businesses and charities.

Get in touch

With offices in Cambridge, Colchester, Diss and Ipswich, we’re close enough for meetings with clients from all over the East of England. Got something on your mind? We’ll be happy to listen and give you our thoughts.