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Public & Product Liability

Some risks aren’t worth taking

Product Liability insurance is designed to protect you against third party claims for damage or personal injury as a result of a product that you have manufactured or supplied. It is an important way of protecting you against potentially costly litigation claims.

It is important to remember that when it comes to Product Liability, you don’t actually have to have manufactured the product itself to be liable if something goes wrong. Simply commissioning an item which bears your brand name, or selling a product in a shop or even online means you could be liable as the supplier of the item. Indeed, the courts can also rule in favour of the claimant against you if you have repaired or reconditioned a product, even in you weren’t the person who first sold or supplied it to them. Product Liability Insurance can be complicated, so to ensure that you and your business are protected, there is no better reassurance than seeking advice from an expert in this field.

Public Liability insurance

You should consider Public Liability insurance if you are supplying your goods or services to the public from your premises, and that includes your home if you are a homeworker and your customers visit you there.

Compensation payments, legal fees and the associated costs of any action can be extremely punitive without the right insurance in place to cover you. Public Liability insurance can protect you in the event that a customer or visitor to your premises suffers an injury or loss as a result of your business activities, and is often a prerequisite for working with public bodies such as local authorities and education providers.

Having Public Liability can also protect you when you carry out business activities away from your office premises by extending your Public Liability.

Meet the team

View all our team profiles

Lee Coombs

Insurance Account Executive

Lee is an Account Executive in our insurance team and is based in Colchester.

Keri Lucas

Insurance Account Executive

Keri is based in our Ipswich office but travels the country to meet with charities and not-for-profit organisations.

Richard Atkinson

Insurance Account Executive

Richard is an Account Executive working from our Ipswich office.

April Rand

Insurance Account Executive

April is a Commercial Account Executive in our Colchester office, specialising in Personal Lines and Small Business Commercial areas of insurance broking.

Emma Emerson

Insurance Director

Emma is a Director in Insurance business based in the Colchester office, working within the commercial sector.

Natasha Root

Insurance Account Executive

Natasha heads up Private Client insurance in our Colchester office.

Daniel Bligh

Managing Director, Scrutton Bland Insurance Brokers Ltd

Dan is joint Managing Director of Scrutton Bland Insurance Brokers Ltd

Gary Stannard

Insurance Director

Gary is an insurance director specialising in commercial insurance policies.

Jason Harden

Insurance Account Executive

Jason is an insurance executive with knowledge of commercial and personal insurance covers.

David Taylor

Insurance Account Executive

David is a Commercial Insurance Executive, based in our Ipswich office.

Mark Wilby

Insurance Account Executive

Mark provides insurance broker advice to commercial clients.

Shirley Greer

Insurance Director

Shirley is an insurance specialist, working with charities and not for profit organisations.

Barry Davis

Insurance Account Executive

Barry is based in our Ipswich office but travels the country to meet with charities and not-for-profit organisations.

Tim Bell

Insurance Account Executive

Tim works within the insurance team, specialising in protection advice to businesses, business owners and individuals.

Edward Nottingham

Insurance Director

Ed is an insurance director, based at our Diss office.

Tim Mulley

Senior Partner

Tim specialises in insurance for private clients, businesses and charities.

Get in touch

You can find out more about the most appropriate Public and Product Liability cover available for you and your business by getting in touch with our business insurance team.