Property owners

Whether you have a portfolio of one, or you own multiple properties, Commercial Property Owners insurance provides you with cover against the risks and liabilities of renting out your commercial property.

From buildings cover to fire and damage, the implications of a disaster don’t just impact you as the property owner, but could bring liabilities if your tenants are affected.  Property Owners insurance can help you with the loss of income where your property is unfit for habitation and could help to cover the costs of finding another location for your tenants, as well as your loss of rental income. Whether your rental property is furnished, or partly furnished with carpets for example, you will need to consider how you would cover the costs of repair or replacement, which is where a Property Owners policy could help.

If you own commercial property as a freeholder, leaseholder or management company, you should consider how you would mitigate your losses in the event of something happening to a property for which you are responsible. You can discuss your Property Owners insurance with our business team who are here to offer advice to help you protect your interests.