Are you on target to meet your objectives to be able to fund your lifestyle?
Do you know what income and outgoings you have, and how that may change in years to come?
Are you saving enough to meet your lifetime objectives?
When will you be able to afford to retire?
Our independent financial planners can help you to understand where you are on your financial journey, and what you need to do to secure your finances in order to meet your personal objectives.
Using our simple but effective online cash modelling software tools we can help you forecast your financial patterns based on your lifestyle now and in the years to come. We can then help you plan ahead accordingly with goals-based financial support. The process is easy to understand and enables you to understand different scenarios and to project forward using realistic assumptions and allowing for market events. The advanced software we use can factor in things like the tax consequences of various strategies, changing pension legislation, and adequate provision for your loved ones in the event of your death or disability.
The whole process of cashflow modelling can be carried out remotely, if you would prefer not to have a face-to-face meeting, and is a very robust stress test of your plans if you are approaching retirement, reviewing your retirements plans or thinking about appropriate ways to meet your savings and investment goals. It should be emphasised that cash flow modelling is not designed to sell you a product – it is an integral part of the financial planning services we offer, and one of the ways our independent professional advisers pro-actively help our clients manage their savings and investments.