Specialist services:

Managing Your Pension

Managing your pension

Managing your pension is not at the top of most people’s agenda. But if you’ve moved jobs, changed circumstances or opened new schemes, it’s likely you’ll have a number of smaller investments that could work harder for you if brought together. Find out how much your pension is worth and how well it’s performing.

Pension management to optimise growth

After your home, your pension fund is probably your largest asset, and the amount of flexibility you have over your funds has never been greater. Of all the diverse options available, do you know which one to choose?

Our advisers will work with you to identify exactly what your existing plans are worth and create a forward-looking pension strategy to help you meet any savings gaps and grow your nest-egg. We’ll cover all the options, including but not limited to:

  • Self invested personal pensions (SIPPs)
  • Additional voluntary contributions (IVCs)
  • Pension draw-down
  • Online management tools

Peace of mind and a better investment

In 2015, the Government relaxed the rules on how individuals can access their pension funds. Pension savers have the flexibility to choose how much, and where, they invest their pension funds or even to cash in their plan. If you are thinking about taking advantage of these pension freedoms, you should always seek independent, professional financial advice to make sure you cover yourself for later life.

With you at every stage of the process

Assessing what you have

We go over a client’s current arrangements to appraise their existing schemes, estimate what this will mean in future and determine what improvements could be made in line with their priorities and goals.

Drawing up a plan

With your needs, aims and priorities in mind, we work out ways to better manage your schemes to make sure your money grows to provide more in future. And we’ll show you calculations so you understand our reasoning.


With your agreement, we’ll get everything in place with minimal delays, so your money can start working better for you.

Reviewing your circumstances

Your situation can and will evolve over time. As and when things change, we can make adjustments to how you use your money and investments.


The Independent Financial Advice Services referred to on this website are provided by Scrutton Bland Financial Services Limited (company number 01288848). Scrutton Bland Financial Services Limited is authorised and regulated by the Financial Conduct Authority. The FCA registered number is 209451.

Please note that Scrutton Bland Financial Services Limited is not a member of the Scrutton Bland Group and is owned by Emery (IFA) Ltd whose registered office is 5 Kings Court, Newcomen Way, Severalls Industrial Park, Colchester, England, CO4 9RA. The ultimate controlling party of Scrutton Bland Financial Services Ltd is Socium Group Holdings Ltd whose registered office is Level 13, 20, Primrose Street, London, England, EC2A 2EW.

An exclusive introducer arrangement exists between Scrutton Bland LLP and Scrutton Bland Financial Services Ltd whereby all enquiries in respect of financial planning advice received by Scrutton Bland LLP are passed to Scrutton Bland Financial Services Ltd. At the present time no commission is receivable by Scrutton Bland LLP in respect of these arrangements.

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